It’s difficult to predict the insurance costs in Canada for Kias because of how many variables go into determining a rate.
Even when there are similarities between two applications, their differences can lead to a significant variation in price.
To gauge how much you’re likely to pay, consider what can drive up Kia vehicle insurance rates.
Driver profile:
Any driver with a history of past insurance claims is going to pay more for auto insurance for their Kia than drivers with clean records.
LowestRates.ca data shows that young male drivers have the highest premiums. On the other hand, drivers over the age of 40 tend to pay the lowest premiums. This is, in part, because they have more driving experience so may be considered less likely to make a claim.
The policy:
You may be paying a high rate for insurance for your Kia because you have coverage you no longer need.
Carefully selecting the coverage type that best suits how you use your car will lead to savings. Why pay for coverage you’re not using?
The vehicle:
If your vehicle doesn’t have additional safety features such as a rear camera display or lane assistance system, your rates could be higher.
If your Kia is among vehicle types that are stolen often, or, if it’s expensive to replace, you could pay more.
IBC estimates that each year, insurance carriers spend more than $540 million fixing or replacing stolen cars. In one way or another, these costs are passed on to the consumer.
The insurance company:
If you’re looking for the best insurance rates for a Kia, start with a quote.
To give you a general sense of the average insurance cost for a Kia, some estimated premiums are below.
