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What our users say:

September 18
Can't think of anything else
Can't think of anything else. Very user friendly
Steve McFarlane
September 16
Good price
I'm good professional very fest response Quotes with good price
Karel Ferenc
September 16
Website is easy to use with quick and easy follow up
Website was simple and easy to use. The follow up with a live representative was...
Luc Dumouchel
September 12
the agent was very friendly and helpful
the agent was very friendly and helpful
Juerg Schmutz
September 8
Fantastic job
Fantastic job
Fikremariam Mengesha
September 4
Jen was super supportive and…
Jen was super supportive and knowledgeable and took the time to explain everythi...
Gail Chambers
September 3
Friendly and reliable
Friendly, efficient and reliable information was fgiven by the agent
Nondescfipt
September 2
Efficient service with excellent…explanations.
Efficient service with excellent explanations.Will definitely recommend you to f...
Norman Hunt
August 31
Great customer service
It felt like the person on the other side of the phone was going above to find m...
Dan Miller
August 31
The agent Mike Jericho was very helpful…
The agent Mike Jericho was very helpful & did his best to get us the best quotes...
Garry Stevenson
August 31
Very quick follow up and prompt advice
Very quick follow up and prompt advice
Alice Fonseca
August 30
Well when I was in grade school back in the early 60s if I listened and behave and did my homework for the teacher, I would get a gold star! the representative name David that helped today, gets a 🌟
Awesome work David
Reese Moyan
August 29
GREAT COMPANY!
I have nothing bad to say about this company…I put in all my information and I...
Mike Smith
August 28
Very Helpful
Easy to go over details of renewal
Brian Laderoute
August 28
I had a positive experience withhe…
I had a positive experience with the company that would be able to help me.
Beverley
August 19
Program efficiency
The program is user friendly, and information is helpful.
Yanling Sun
August 18
friendly, fair prices and time efficient
Sandra, Robert and the price per month! Wonderful
Shannon Carter
August 8
I got all the information I needed to…
I got all the information I needed to make a quick decision. The agent is knowle...
Denis Fernandes
August 4
Quick n easy
Quick n easy
Terry
August 2
Easy and fast
Easy and fast
Chealsey
July 31
Professional People
Professional People
Analyn Abendan
July 29
Quick response and reply to my messages
Quick response and reply to my messages
David
July 27
Fast response and found a lower rate.
Fast response and found a lower rate.
William Clifford
July 19
Saved over $700
Saved over $700. That says it all.
Tim
July 17
Quick and easy
Quick and easy. Very helpful broker
Peter Deeprose
July 11
Professional all the way!
They were able to find the right coverage at the right price in a short time. P...
Jeff
July 7
The name says it all
The name says it all, lowest rates available and very professional service. 5 st...
Adam Koester

What is insurance bundling?

Bundling is a way of reducing your insurance costs by opting to have each policy held by one company. This is also referred to as a multi-line discount. It’s the easiest way to get the greatest savings on your premiums. Auto and home insurance bundles are common and can result in savings of 5-15%. When insurance providers hold more of your business, they’re more willing to offer a discount. This is because they have more information available to gauge how likely you are to make a claim.

Though auto and home are the most common forms of bundling, other multi-line discounts include:

To ensure that you always have the best coverage at the lowest rate, we recommend that you compare auto and home insurance bundles every renewal period. In other words, confirm each year that you’ve secured the greatest available savings.

No single company provides the best auto and home insurance bundle. Instead, securing the best rate depends on comparing a range of quotes from as many providers as possible. Getting quotes for a home and auto insurance bundle is simple and takes less than three minutes with our free, online tool.

How comparing insurance quotes works. Hint: it’s free!

Bundle & Compare

Next, confirm that you'd like to bundle two policies and we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.

Save

When you find the best quote, secure your rate by talking to a licensed broker or agent.

Benefits of bundling your auto and home insurance policies.

Whether you live in a home, condo or rental unit, bundling your home insurance with your auto coverage is well worth considering. The additional benefits include:

Things to consider before bundling your insurance policies.

Bundling your insurance policies is the easiest way to save. A discount is almost guaranteed though the exact savings amount is up to individual providers.

Bundling is an option for most people, though there are some exceptions: If you require a specialized form of home or car insurance, it’s unlikely that bundling will be an option. For example, if you’re considered a high-risk driver and must get car insurance through an insurer of last resort, that provider is unlikely to offer home insurance.

To bundle your policies, simply confirm that you’d like to when you use our free, online tool to get quotes. You’ll have started inputting information for one type of insurance and soon be prompted about whether you’d like to bundle it with a second type of insurance.

 

What you need to know about bundling.

 

What is a multi-line discount?

Multi-line discount is another way of describing a bundling discount. When your insurance policies are each held by the same provider, you’re likely to receive a discount of 5-15%. It’s the largest available discount, though there are other savings tactics that can help you further reduce your overall insurance costs. It’s not just homeowners who can save by bundling their policies. Other multi-line discounts include tenant and auto, condo and auto as well as auto and auto.

How can I qualify for an auto and home insurance bundle?

If you’re eligible for auto and home insurance policies, there’s nothing more required in order to bundle the policies. On the other hand, if it’s difficult for you to secure either policy, you may not be able to bundle. For example, high-risk drivers may only be able to get auto insurance coverage from an alternate provider who specializes in auto insurance and does not offer home insurance. Similarly, if the home you’re trying to insure is located on a known flood plain and/or is not insurable, you’re likely to have difficulty bundling auto and home insurance policies.

How can I find the cheapest home and auto insurance bundle?

Bundling triggers a savings of 5-15%, depending on the insurance provider. To secure the greatest savings, we recommend that you compare what rate a range of insurance providers are willing to give you when you bundle your policies. Our online quote tool is free. In less than three minutes it will generate quotes from dozens of the most-trusted insurance providers. You can compare each to find the best coverage at the lowest rate.

Can I bundle my tenant and auto insurance policies?

Yes, bundling is a savings tactic that’s available to homeowners, condo owners and renters. Regardless of where you live, you’ll have the option to bundle your policies. Most policyholders do so with their home and auto insurance coverage. However, if you have trouble securing either policy, you may not be able to bundle. For example, if your home is difficult to insure or you’re considered a high-risk driver, it’s unlikely that a single insurance provider will be able to write both policies. Instead, you may need a specialty provider for either policy.

How can I bundle my insurance policies on LowestRates.ca?

It’s easy: simply check a box within our free online quote tool. When getting quotes, confirm that you’d like to bundle your home and auto policies. In less than three minutes, you’ll receive multiple quotes from the best providers across the country. Each quote will reflect savings from bundling.

Alexandra Bosanac

Alexandra Bosanac

About the Author

Alexandra Bosanac is the Core Content Manager for LowestRates.ca. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC.

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