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What our users say:

July 3
Very convenient
Very convenient, quick
Naveen Subramaniam
July 3
Very impressed with the knowledge and…
Very impressed with the knowledge and professionalism of the agent.
Maria
July 2
Very fast and right to the point and…
Very fast and right to the point and very pleasant
Tommy Wood
July 2
Enrique was quick to respond and got me…
Enrique was quick to respond and got me exactly what I needed. Very pleasant to ...
Dave Topping
July 1
Your man
Your man, Dominic Gordon, gave me options that I had not thought of on top of an...
Gordon Hamilton
June 30
Victor is helpful and easy to work with
Victor is helpful and easy to work with
Jeff Neely
June 30
It is very low rate.
It is very low rate.
quoc nhi Chau
June 27
Friendly accurate info
Friendly accurate info. I found myself in need of insurance and
Glen Fisher-Smith
June 27
Good service
Good service , professional customer support
arestomyahoo.com
June 26
Got an honest answer for my quote
Got an honest answer for my quote
Pauline Von Rhedey
June 26
quick,easy
quick, easy
quentin zientara
June 26
The agent was very helpful
The agent was very helpful
Lahsen Oujaa
June 24
Maria was Profesional and made the process so easy
For the first time getting insurance there was no hassle thxs
Jonathan Bevan
June 24
Quick and painless
Quick service and a straightforward interface. Nobody tried to sell me on someth...
ALLEN
June 24
Awesome experience
So helpful and found me an amazing rate. Real people helping you from Canada. Ex...
Powla Allison
June 24
Should contact you guys
They give me the quote what I am looking for .
Chaudhry ghafoor
June 23
Great company
Great company
Jennifer
June 22
The staff get back to me quickly and…
The staff get back to me quickly and connect me to the broker right away after t...
Cao Sam Tran

What is insurance bundling?

Bundling is a way of reducing your insurance costs by opting to have each policy held by one company. This is also referred to as a multi-line discount. It’s the easiest way to get the greatest savings on your premiums. Auto and home insurance bundles are common and can result in savings of 5-15%. When insurance providers hold more of your business, they’re more willing to offer a discount. This is because they have more information available to gauge how likely you are to make a claim.

Though auto and home are the most common forms of bundling, other multi-line discounts include:

To ensure that you always have the best coverage at the lowest rate, we recommend that you compare auto and home insurance bundles every renewal period. In other words, confirm each year that you’ve secured the greatest available savings.

No single company provides the best auto and home insurance bundle. Instead, securing the best rate depends on comparing a range of quotes from as many providers as possible. Getting quotes for a home and auto insurance bundle is simple and takes less than three minutes with our free, online tool.

How comparing insurance quotes works. Hint: it’s free!

Bundle & Compare

Next, confirm that you'd like to bundle two policies and we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.

Save

When you find the best quote, secure your rate by talking to a licensed broker or agent.

Benefits of bundling your auto and home insurance policies.

Whether you live in a home, condo or rental unit, bundling your home insurance with your auto coverage is well worth considering. The additional benefits include:

Things to consider before bundling your insurance policies.

Bundling your insurance policies is the easiest way to save. A discount is almost guaranteed though the exact savings amount is up to individual providers.

Bundling is an option for most people, though there are some exceptions: If you require a specialized form of home or car insurance, it’s unlikely that bundling will be an option. For example, if you’re considered a high-risk driver and must get car insurance through an insurer of last resort, that provider is unlikely to offer home insurance.

To bundle your policies, simply confirm that you’d like to when you use our free, online tool to get quotes. You’ll have started inputting information for one type of insurance and soon be prompted about whether you’d like to bundle it with a second type of insurance.

 

What you need to know about bundling.

 

What is a multi-line discount?

Multi-line discount is another way of describing a bundling discount. When your insurance policies are each held by the same provider, you’re likely to receive a discount of 5-15%. It’s the largest available discount, though there are other savings tactics that can help you further reduce your overall insurance costs. It’s not just homeowners who can save by bundling their policies. Other multi-line discounts include tenant and auto, condo and auto as well as auto and auto.

How can I qualify for an auto and home insurance bundle?

If you’re eligible for auto and home insurance policies, there’s nothing more required in order to bundle the policies. On the other hand, if it’s difficult for you to secure either policy, you may not be able to bundle. For example, high-risk drivers may only be able to get auto insurance coverage from an alternate provider who specializes in auto insurance and does not offer home insurance. Similarly, if the home you’re trying to insure is located on a known flood plain and/or is not insurable, you’re likely to have difficulty bundling auto and home insurance policies.

How can I find the cheapest home and auto insurance bundle?

Bundling triggers a savings of 5-15%, depending on the insurance provider. To secure the greatest savings, we recommend that you compare what rate a range of insurance providers are willing to give you when you bundle your policies. Our online quote tool is free. In less than three minutes it will generate quotes from dozens of the most-trusted insurance providers. You can compare each to find the best coverage at the lowest rate.

Can I bundle my tenant and auto insurance policies?

Yes, bundling is a savings tactic that’s available to homeowners, condo owners and renters. Regardless of where you live, you’ll have the option to bundle your policies. Most policyholders do so with their home and auto insurance coverage. However, if you have trouble securing either policy, you may not be able to bundle. For example, if your home is difficult to insure or you’re considered a high-risk driver, it’s unlikely that a single insurance provider will be able to write both policies. Instead, you may need a specialty provider for either policy.

How can I bundle my insurance policies on LowestRates.ca?

It’s easy: simply check a box within our free online quote tool. When getting quotes, confirm that you’d like to bundle your home and auto policies. In less than three minutes, you’ll receive multiple quotes from the best providers across the country. Each quote will reflect savings from bundling.

Alexandra Bosanac

Alexandra Bosanac

About the Author

Alexandra Bosanac is the Core Content Manager for LowestRates.ca. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC.

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