On average, Canadian homeowners save hundreds of dollars per year by comparing quotes with us.
Get 50+ quotes in 3 minutes.
have compared rates and saved money over the last 24 hours
The first rule of saving money is to shop around for the best price. Make sure you’re not overpaying for home insurance by comparing insurance providers before you settle on one. LowestRates.ca makes comparing multiple home insurance companies a snap. We don’t sell insurance — we’re completely independent — but we can show you which insurer is offering the lowest price. Just enter your postal code and in 3 minutes we’ll show you rates from Canada’s big banks and independent lenders. Best of all? It’s free.
First, we need to know about you and your home. It only takes 3 minutes, and it’s 100% confidential.
Next, we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.
When you find the best quote, secure your rate by talking to a licensed broker or agent.
Travelers Canada is a holding company that licenses The Dominion of Canada General Insurance Company, St. Paul Fire and Marine Insurance Company, and Travelers Insurance Company of Canada. It also operates the brand Chieftain Insurance in Ontario, which offers home and auto insurance.
Travelers Canada offers home insurance coverage, which includes Travelers cottage and condo insurance, and coverage for other forms of personal property. Travelers also offers tenant insurance if you happen to be a renter, or you can take advantage of Travelers landlord insurance if you own property and rent it out to others. Travelers guarantees 24/7 claims reporting and a response time of four business hours.
Travelers Canada has its head offices in Toronto and serves customers all across Canada. It has additional offices staffed by 1,700 employees in Dartmouth, Montreal, Ottawa, London, Winnipeg, Edmonton, Calgary, and Vancouver.
The Travelers brand has been operating in Canada since 1988, and, through a series of acquisitions beginning in 2009, has expanded its presence. That year, it merged with the St. Paul Fire and Marine Insurance Company, which had been operating independently since 1928. In 2013 it purchased Dominion Insurance, previously one of Canada’s largest insurers.
Is Travelers Canada home insurance right for you? Compare its products and services with its competitors within 3 minutes on LowestRates.ca to find out. Once you have your online quote, a broker selling Travelers home insurance will get in touch.
| Province | User satisfaction rating |
|---|---|
| Atlantic/Ontario |
|
| Quebec region | — |
| Western region | — |
Your home insurance policy will be customized to suit your needs and the property you’re insuring.
Home insurance premiums are determined by dwelling type (is it a single-detached home, a house with a basement tenant suite, or a condo?). Insurance companies also try to predict the kind and size of claim you might make in the future.
Here are some of the criteria insurance companies look at when calculating your premium.
The most efficient thing you can do to get a better deal on Travelers house insurance is comparison shop. When you use LowestRates.ca, you can obtain a quote for Travelers home insurance based on your information and needs.
Beyond getting a quote, Travelers Canada house insurance offers a variety of discounts, based on the circumstances of the home and customer being insured. See which ones you could qualify for:
Travelers Canada also offers optional extensions based on your particular needs.
Water Backup and Sump Pump Discharge or Overflow
This is additional home insurance coverage from Travelers for water-related damage not covered by your base policy.
Jewelry and Valuable Items
While these are personal contents, they’re typically only covered up to a certain amount. If you have jewelry and other valuable items, such as artwork, that exceed your personal contents coverage limit, you can purchase extra coverage for these items.
Identity Fraud
This endorsement can offer up to $25,000 of coverage for expenses related to identity theft.
These are just a few of the endorsements that Travelers home insurance offers. Be sure to ask your broker or insurance agent for more information.
Travelers Canada Home Insurance does not have an app at this time, but their auto insurance arm has one to assist in making and verifying claims.
Travelers Canada offers a five-step process to guide customers through the claim submission process: reporting, activating, adjusting, settlement, closure.
After you contact your broker and Travelers Canada home insurance about your claim, a claims adjuster will call you to verify all your details and will send you a claim letter that walks you through their claims process along with any forms you may need to complete. The claims adjuster may recommend repair providers during this stage of the process. During the settlement stage, you may receive a cheque issued to you or to a recommended repair provider — depending on the circumstances of your particular claim.
For additional customer service from Travelers home insurance, see below:
Travelers Home Insurance Phone Number: 1-800-661-5522 anywhere in Canada. In the event of a home insurance emergency, the Travelers assistance line is operational 24 hours a day, 365 days a year.
Travelers Home Insurance Email: newclaims@travelers.com
Hours of availability: Travelers Canada’s claim service is operational 24/7. Travelers guarantees a response within “four business hours.”
Travelers Canada offers a variety of insurance to both individuals and businesses and offers discounts to customers who combine home and auto insurance, as well as those customers who insure multiple properties with them.
Individuals:
Businesses:
Lisa Coxon
About the Author
Lisa is an Editor and Writer for LowestRates.ca. Her work has appeared in Reader’s Digest, Toronto Life, Canadian Living and TVO. As a child, she diligently hoarded the $50 bills that fell out of her Christmas cards. Adult Lisa is working hard to resurrect those stockpiling tendencies.
RentingIn the rapidly evolving and competitive real estate landscape of Ontario, renting within budget can be a herculean task....
Home InsuranceThis article has been updated from a previous version. During the early hours of a Sunday in 1666, a massive fir...