21.99% *provided you make your minimum monthly payments on time
Balance transfer rate
N/A
Credit Needed
Good (650-749)
Card description
In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months.
Earn accelerated earn rates on eligible gas and grocery purchases
Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases
Access events and special offers curated for Cardmembers with American Express® Experiences
Insurance coverage and 24/7 Customer Service
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Card Features
24/7 Customer Service
Entertainment Benefits
Extended Warranty
Purchase Protection
Rental Car Insurance
Travel Insurance
About This Card
The SimplyCash Card from American Express is a no-fee, low-interest credit card that boasts a variety of cash back opportunities. To qualify for the card, you need an above-average credit score (690 or higher).
The interest rate on purchases is 20.99%. Depending on your payment history, your rate could rise to 24.99% or 26.99%. This applies to cash advances too.
In the first 10 months, new SimplyCash® Card from American Express Cardmembers can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months
SimplyCash users are eligible to access virtual events and special offers with American Express® Experiences. Card users can also use Apple Pay at participating merchants.
Plus, cardholders can earn $100 for each person they refer to the SimplyCash card, up to an annual maximum of $750.
Why get the SimplyCash Card from American Express?
Major insurance benefits - SimplyCash will cover your car rental damage and theft. It also covers up to $100,000 in travel accident insurance so you can travel at ease.
Purchase protection - The SimplyCash card from American Express comes with a purchase protection plan and a buyer's assurance protection plan, so there's no need to worry about theft and fraudulent activity.
No fees for additional cards - There are no annual fees for additional cards and primary users can register up to nine secondary accounts.
Around the clock support - The SimplyCash card comes with 24/7 customer service, with an American Express representative waiting to speak with you.
