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BMO AIR MILES®† Mastercard®*

BMO AIR MILES®† Mastercard®*

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Network Provider
Mastercard
Provider
BMO Bank of Montreal
Types
Rewards
Balance Transfer
No Fee
Annual fee
$0
Purchase interest rate
20.99%
Cash advance rate
22.99% 21.99% for Quebec residents
Balance transfer rate
0.99% 22.99% after 9 months
Credit Needed
Good (650-749)

Card description

Welcome offer: Get 800 AIR MILES Bonus Miles!* That’s enough for $80 towards purchases with AIR MILES Cash*

  • Get a 0.99% introductory interest rate on balance transfers for 9 months*
    • 2% fee applies to balance amounts transferred*
  • Get 3x the Miles for every $25 spent at participating AIR MILES Partners.
  • Get 2x the Miles for every $25 spent at any eligible grocery store*.
  • Get 1 Mile for every $25 spent everywhere else*
  • Use your BMO AIR MILES Mastercard and AIR MILES Collector Card at an AIR MILES Partner to earn Reward Miles from both*
  • No annual fee*
  • Receive a discount on car rentals*
  • Extended Warranty*
  • Purchase Protection*

BMO is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information.

*Terms and conditions apply

Card Features

  • Air Miles Rewards
  • Extended Warranty
  • Purchase Protection
  • Rental Car Discounts
  • Travel Benefits

About This Card

The BMO AIR MILES®† Mastercard®* is a travel rewards card that lets cardholders take advantage of valuable offers and quickly collect Air Miles. It is typically available to individuals with a good credit score (650 or greater).

Choosing the BMO AIR MILES®† Mastercard®* makes sense for anyone who plans to use the card right after signing up. That's because new cardholders can earn Air Miles points pretty quickly.

The ordinary earning rate for Air Miles rewards is one mile for every $25 spent on the card. With the BMO AIR MILES®† Mastercard®*, however, cardholders can also earn 3 times the points when they use it at Air Miles participating sponsor locations along with their regular Air Miles card. They will also earn 2 times the miles for every $25 spent at participating grocery stores. Points can eventually be redeemed for free flights or merchandise.

Use any BMO AIR MILES credit card with your AIR MILES Card when you shop at Sobeys, Safeway, Foodland & Participating Co-op’s, Urban Fresh, Thrifty Foods, IGA, Les Marchés Traditions and Rachelle Béry.

The BMO AIR MILES®† Mastercard®* also lets you transfer a preexisting balance onto the card and pay just 0.99% in interest for the first 9 months of card ownership. If you think you might want to take advantage of this offer.  Keep in mind that there's a fee to transfer a balance: 2% of the total.

The interest rates on the BMO AIR MILES®† Mastercard®* are average in the credit card marketplace. It has a 19.99% purchase interest rate and a 22.99% cash advance rate.

Why get the BMO AIR MILES®† Mastercard®*?

Rental car discounts Anytime you use the card to rent at one of the participating National Car Rental or Alamo Rent A Car locations, you'll get a discount on your transaction.

Consumer protectionThe credit card comes with both an extended warranty (doubles it up to a maximum of one year) and purchase protection (automatically insures items bought with the card against theft or damage for 90 days from date of purchase).

Strong securityThis card takes a number of measures to ensure that you, as a cardholder, are protected from fraudulent activity. It is embedded with a PIN-protected microchip, a Mastercard SecureCode, and a zero liability policy for unauthorized use.

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